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Industry Scope

The financial sector in India has become stronger in terms of capital and the number of customers. It has become globally competitive and diverse aiming, at higher productivity and efficiency. Exposure to worldwide competition and deregulation in Indian financial sector has led to the emergence of better quality products and services. Reforms have changed the … Continue reading Industry Scope

UTI Bank

The year 1994 saw the UTI Bank commencing its operations when private banks were allowed to establish in India. UTI, LIC, General Insurance Corporation Ltd. and four other PSU companies jointly administered the bank. At present, the bank has a market capitalization of Rs. 281.46 crores with the public holding at 56.86%. The Registered office … Continue reading UTI Bank

Tata AIG General Insurance Company

Tata AIG General Insurance Company Ltd. is a joint venture between Tata Sons and American International Group, Inc. (AIG). The Tata Group is holding 74 per cent stake and the rest 26 percent is held by AIG. The company has got the expertise, knowledge and strength of both the organizations. Tata AIG General Insurance Company … Continue reading Tata AIG General Insurance Company

State Bank of India

In 1921, the Imperial Bank of India, the precursor to State Bank of India, was formed as the result of amalgamation of the Bank of Bengal and two other presidency banks, namely, Bank of Madras and Bank of Bombay. In 1955, it was abolished by an Act of Parliament, which handed over its assets and … Continue reading State Bank of India

Sundaram Finance

Sundaram Finance originated in 1954 with the objective of providing a one stop place for financing the purchase of commercial vehicles and passenger cars. The company started out with a capital of Rs. 2 lakhs and went public in 1972. In 1997 the company’s receivables crossed Rs. 2000 crore. The company’s stock was listed on … Continue reading Sundaram Finance

Punjab National Bank

Punjab National Bank caters to 3.5 crore customers through a network of over 4525 offices. The Economic Times has designated it as the Most Trusted Bank in India and has ranked it as 21st amongst top 500 companies worldwide. Punjab National Bank offers banking services, which include corporate and personal banking, industrial finance, agricultural finance, … Continue reading Punjab National Bank

Oriental Bank of Commerce

Oriental Bank of Commerce was established in Lahore on 19th February 1943. Within a few years, the branches had to be shifted from Lahore to Amritsar due to Partition. Customer satisfaction has been the bank’s prime motive and the spirit fostered in generations of employees. The bank has been doing projects which aim at eliminating … Continue reading Oriental Bank of Commerce

The Oriental Insurance Company Ltd

The Oriental Insurance Company Ltd. (OICL) is one of the general insurance companies under the support of the General Insurance Corporation (GIC) of India. It came into existence in the year 1947 and is one of the oldest organizations in India. It caters to all sections and sectors ranging from MNCs to rural sector. The … Continue reading The Oriental Insurance Company Ltd

New India Assurance Company

Sir Dorab Tata founded New India Assurance Company on 23rd July 1919. It has 1068 offices comprising of 26 regional offices, 393 divisional offices and 648 branches with more than 21,000 employees. It is one of the largest Non- Life insurers in Afro- Asia and the first one to cross Rs. 5,000 crores of Gross … Continue reading New India Assurance Company

Life Insurance Corporation (LIC)

Life Insurance Corporation (LIC) came into existence on 1st September 1956 through the amalgamation of 154 Indian insurance companies, 16 non-Indian companies and 75 provident. The amalgamation was achieved with the help of Life Insurance Act passed by the Parliament in the same year. The LIC was created with the goal of reaching all the … Continue reading Life Insurance Corporation (LIC)

Kotak Mahindra Bank

As one of the leading players in financial solutions, Kotak Mahindra has a network across 300 cities in India employing around 9600 people. The institution offers services in many forms such as stock broking, mutual funds, life insurance, investment banking and caters to individuals and corporates. The net worth of the group is Rs. 3100 … Continue reading Kotak Mahindra Bank

IFFCO Tokio General Insurance

IFFCO Tokio General Insurance is a customer-centric company aiming to be easily accessible and approachable to all sections of society. It offers products and services that provide quality at reasonable cost. The organization has the deep knowledge of IFFCO and thus developed a business plan that has both stability and integrity. It has set global … Continue reading IFFCO Tokio General Insurance

ICICI Prudential Life Insurance

ICICI Prudential is a joint venture between ICICI bank and Prudential plc, both having strong operations in their respective countries. ICICI bank is one of the leading banks in India providing quality financial services and Prudential is an international financial service provider headquartered at United Kingdom. ICICI and Prudential have respective shares of 74% and … Continue reading ICICI Prudential Life Insurance

ICICI Lombard General Insurance Company

ICICI Lombard General Insurance Company Limited is a joint venture between ICICI Bank Limited and Fairfax Financial Holdings Limited. ICICI bank is India’s second largest bank; Fairfax is Canada-based, engaged in general insurance, reinsurance, insurance claims management and investment management. ICICI Lombard General Insurance Company commenced its operations in general insurance business in August 2001. … Continue reading ICICI Lombard General Insurance Company


ICICI Bank is spread across the length and breadth of the country. It has 614 branches and over 2200 ATMs. The bank offers a huge variety of services in retail banking and investment banking, life and non-life insurance, venture capital and asset management. To serve global clients the bank looks forward to strengthen its operations … Continue reading ICICI Bank


Hongkong and Shanghai Banking Corporation The evolution of HSBC in India started in 1953. Since then, it has been steadily growing and offering value products and financial solutions to its customers. The bank has kept pace with the changing times and has been catering to both commercial and corporate banking. HBSC keeps itself updated with … Continue reading HSBC Bank

Industry Overview

Banking & Insurance Sector – An Overview The economic reforms undertaken in the last 15 years have brought about a considerable improvement in the health of banks and financial institutions in India. The banking sector is a very important sector of the Indian economy. The sector has made a marked improvement in the liberalization period. … Continue reading Industry Overview

HDFC Standard Life Insurance Company Limited

HDFC Standard Life Insurance Company Limited is one of the first companies to be licensed by IRDA to operate in the Insurance sector. The company came into existence on 14th August 2000. Both Crisil and ICRA have honored it with AAA Ratings. Similarly Moody’s and Standard and Poors have also honoured it AAA ratings. HDFC … Continue reading HDFC Standard Life Insurance Company Limited


HDFC Bank Limited was incorporated in August 1994. The bank has a Pan India network of 583 branches in 263 cities and over 1471 ATMs. It has technical expertise, maintains product quality and has set global standards for itself. The bank has corporate governance and aims to attain fairness for the stakeholders. Some of the … Continue reading HDFC Bank


The origins of Citibank go back to the year 1812, when a group of New York merchants came together to found it. It is an International bank with its operations spreading across many countries. It provides various strategic financial advisory services including acquisitions, mergers, financial restructuring, loans, foreign exchange, cash management, etc. The products and … Continue reading Citibank

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